FINANCING

During the following year, 61% of small business owners expect to expand their companies. For many which will mean they’ll be looking for funding. What might surprise them is that they might be asked to sign a personal guarantee to secure funding for their business. Below are seven things that you want to understand about […]

As a retailer, you know that making sales takes money to purchase inventory, hire employees, and buy advertising campaigns. Most retail stores have gaps in their cash flow, between their business expenses and retail store sales, which could be helped by a retail loan or business line of credit for working capital. RELATED: Read my Kabbage […]

As an online retailer, eBay or Amazon seller, or Shopify e-commerce store owner you know that making e-commerce sales takes money to buy inventory, advertise online, hire employees, and pay for website developers. Most web stores have gaps in their cash flow, between their business expenses and retail store sales, which could be helped by an Amazon […]

Since there are different types of small business loans there is not just one average interest rate, there is a range of rates. Interest rates vary depending upon the type of small business loan, installment or business lines of credit. Taking into account variances due to region, industry and credit ratings here are the average […]

Recently, my reader, Sylvia Davison from Omaha, Nebraska asked me this question about Kabbage loans: Does Kabbage require a personal guarantee for my business loans? Short Answer: Yes, as compared to many other lenders who also require collateral to secure your loan, Kabbage does not because their loans are unsecured which allows startups and growing […]

  Are you one of the many smart entrepreneurs that are confused about working capital? I was. Perhaps your accountant’s explanation made your eyes glaze over – like mine did. From one entrepreneur to another, you need to get wise about working capital, today, if you plan to keep your business doors open. Because the […]

Entrepreneurial ladies, are you looking for a list of small business grants for women starting a business?  This list of entrepreneur grants, with links to applications and guidelines sites, will help you start up your new women-owned business. In the fast-changing modern market, entrepreneurs need access to new funds for new product ideas, research funds […]

A key survival skill that all entrepreneur bootstrappers need to know is how to generate cash in their business quickly. The ability to withstand and manage the up and downs of cash flow makes the critical difference between business success and failure.   I learned this lesson while in the small business trenches of a fast-growing […]